Financial Literacy Online for OFW’s

If you are among the many Filipinos working abroad, have you asked yourselves these questions?

Kabayan,ilang taon ka na bang nagtatrabaho?
May naipon ka na ba sa ilang taon mong pinaghirapan o walang natitira sa kinikita mo buwan buwan?
Hanggang kailan mo balak magtrabaho sa labas ng bansa?
Pag balik mo ba sa Pinas, may maiuuwi ka bang pera para sa iyong kinabukasan?

Productivity through financial wellness

Over the years, companies have been giving more attention to physical wellness, team building and leadership training programs to increase workforce productivity. I, for one, used to avail of these perks in my former job at a multi-national company through seminars like “The 7 Habits of Highly Effective People,” team building outings, reimbursable medical expenses and paid annual membership to a gym near the office. Today, these programs are also being used as a tool to attract potential applicants or partners in businesses. Ultimately, these are made available to motivate people, generate more income and attain production targets. As a proof, a 2009/2010 Tower Watson Staying@Work Report reveals that “companies with the most effective wellness programs have an 11% higher work force productivity and 28% higher shareholder returns over a period of five years.” But if overall staff well-being and a highly engaged workforce are directly proportional to their productivity, what about the people’s financial condition?